Yes, less regulation not more is a good idea if you're a skilled surgeon and know which are the decaying body parts in the regulatory apparatus. Yes, get rid of those. But regulatory systems have constantly -- they're organic things. They have to keep changing and they are healthy because -- I'll now go gardening in the metaphor -- they need to be pruned and shaped in the right way. And this particular plant was cut in the wrong places and at the wrong time in the wrong way.