In paragraph 16 you touch on the issue of lobbying from the media, but we'll pick that point up a little bit later, Mr Clegg.
Your fourth general point is corporate governance and the culture of impunity. I think it was Ms Harman yesterday used the same term. You independently have alighted on it, the culture of impunity. Can I ask you to develop that point, particularly the point of corporate governance, please, Mr Clegg?